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Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of June 2022

1. Credit Card:
As of June 2022, thirty-three credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 53.9 million (53.66 million at the end of May 2022) among which the total active cards numbered in 34.25 million (34.23 million at the end of May 2022). The balance of revolving credit was NT$99.4 billion (NT$98.2 billion at the end of May 2022). The amount of undue balance of installment was approximately NT$140.2 billion (NT$143.1 billion at the end of May 2022). The amount of monthly retail sales was approximately NT$264.4 billion (NT$258 billion for May 2022). The amount of monthly write-off was approximately NT$0.31 billion (NT$0.3 billion for May 2022). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.18% (0.19% at the end of May 2022) (Please see Attachment 1).
2. Cash Card:
As of June 2022, thirteen financial institutions were engaging in cash cards business in Taiwan. Total number of effective cash cards was 0.33 million (equivalent to the number of May 2022).  Total balance of cash card loans (including non-accrual amounts) was NT$12.2 billion (equivalent to the number of May 2022). The amount of monthly write-off was approximately NT$0.02 billion (equivalent to the number of May 2022). The overall delinquency ratio was 0.949% (0.938% at the end of May 2022 ) (Please see Attachment 2).

3. Electronic Payment Institutions Business:
As of June 2022, there were eleven specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers).
(1)    Stored Value Card:
The number of effective cards totaled 153.21 million (152.12 million at the end of May 2022). The number of cards in using was 10.26 million (9.57 million for May 2022). The amount of monthly retail sales was approximately NT$5.29 billion (NT$4.89 billion for May 2022). The balance of stored value was NT$12.32 billion (NT$12.37 billion at the end of May 2022) (Please see Attachment 3).
(2)    Electronic Payment Account:
The number of users totaled 17.9 million (17.6 million at the end of May 2022). The monthly amount of funds collected & paid as an agent for real transactions was NT$8 billion (NT$8.05 billion for May 2022). The monthly amount of funds for engaging in domestic & foreign small-amount remittances business was NT$10.12 billion (NT$10.14 billion for May 2022). The monthly amount of stored value funds was NT$20.55 billion (NT$20.38 billion for May 2022). The balance of the e-payment accounts in the e-payment institutions totaled NT$7.9 billion (NT$7.68 billion at the end of May 2022) (Please see Attachment 4).
4. The measurement indicators for cashless payment transactions:
The number of non-cash payment transactions was 2.514 billion, and the total non-cash payment transaction amount was NT$2.82 trillion in the first half of  2022.

5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of June 2022.
 

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Visitor: 614   Update: 2022-08-11
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