Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of March 2026
2026-05-07
1. Credit Card：
As of March 2026, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 59.44 million (59.55 million at the end of February 2026) among which the total active cards numbered in 40.07 million (equivalent to the number of February 2026). The balance of revolving credit was NT$114.2 billion (NT$115.8 billion at the end of February 2026). The amount of undue balance of installment was approximately NT$169.7 billion (NT$174 billion at the end of February 2026). The amount of monthly retail sales was approximately NT$452.4 billion (NT$371.7 billion for February 2026). The amount of monthly write-off was approximately NT$ 0.62 billion (NT$ 0.55 billion for February 2026). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.23% (0.22% at the end of February 2026) (Please see Attachment 1).
2.Cash Card：
As of March 2026, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.27 million (0.28 million at the end of February 2026). Total balance of cash card loans (including non-accrual amounts) was NT$9.6 billion (equivalent to the amount of February 2026). The amount of monthly write-off was approximately NT$25 million (NT$21 million for February 2026). The overall delinquency ratio was 0.972% (1.021% at the end of February 2026 ) (Please see Attachment 2).
3. Electronic Payment Institutions Business：
As of March 2026, there were ten specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included banks and Chunghwa Post Co, Ltd).
(1) Stored Value Card：
The number of effective cards totaled 201.57 million (201.04 million at the end of February 2026). The number of cards in using was 13.79 million (14.01 million for February 2026). The amount of monthly retail sales was approximately NT$6.48 billion (NT$5.78 billion for February 2026). The balance of stored value was NT$ 15.9 billion (NT$15.99 billion at the end of February 2026) (Please see Attachment 3).
(2) Electronic Payment Account：
The number of users totaled 39.97 million (39.47 million at the end of February 2026). The monthly amount of funds collected or paid as an agent for actual transactions was NT$27.25 billion (NT$23.42 billion for February 2026). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$16.24 billion (NT$15.17 billion for February 2026). The monthly amount of stored value funds was NT$30.42 billion (NT$28.83 billion for February 2026). The balance of the e-payment accounts in the e-payment institutions totaled NT$18.7 billion (NT$19.33 billion at the end of February 2026) (Please see Attachment 4).
4.The measurement indicators for non-cash payment transactions：
The number of non-cash payment transactions was 2.213 billion, and the total non-cash payment transaction amount was NT$ 2.34 trillion in the first quarter of 2026.
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of March 2026.
As of March 2026, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 59.44 million (59.55 million at the end of February 2026) among which the total active cards numbered in 40.07 million (equivalent to the number of February 2026). The balance of revolving credit was NT$114.2 billion (NT$115.8 billion at the end of February 2026). The amount of undue balance of installment was approximately NT$169.7 billion (NT$174 billion at the end of February 2026). The amount of monthly retail sales was approximately NT$452.4 billion (NT$371.7 billion for February 2026). The amount of monthly write-off was approximately NT$ 0.62 billion (NT$ 0.55 billion for February 2026). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.23% (0.22% at the end of February 2026) (Please see Attachment 1).
2.Cash Card：
As of March 2026, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.27 million (0.28 million at the end of February 2026). Total balance of cash card loans (including non-accrual amounts) was NT$9.6 billion (equivalent to the amount of February 2026). The amount of monthly write-off was approximately NT$25 million (NT$21 million for February 2026). The overall delinquency ratio was 0.972% (1.021% at the end of February 2026 ) (Please see Attachment 2).
3. Electronic Payment Institutions Business：
As of March 2026, there were ten specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included banks and Chunghwa Post Co, Ltd).
(1) Stored Value Card：
The number of effective cards totaled 201.57 million (201.04 million at the end of February 2026). The number of cards in using was 13.79 million (14.01 million for February 2026). The amount of monthly retail sales was approximately NT$6.48 billion (NT$5.78 billion for February 2026). The balance of stored value was NT$ 15.9 billion (NT$15.99 billion at the end of February 2026) (Please see Attachment 3).
(2) Electronic Payment Account：
The number of users totaled 39.97 million (39.47 million at the end of February 2026). The monthly amount of funds collected or paid as an agent for actual transactions was NT$27.25 billion (NT$23.42 billion for February 2026). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$16.24 billion (NT$15.17 billion for February 2026). The monthly amount of stored value funds was NT$30.42 billion (NT$28.83 billion for February 2026). The balance of the e-payment accounts in the e-payment institutions totaled NT$18.7 billion (NT$19.33 billion at the end of February 2026) (Please see Attachment 4).
4.The measurement indicators for non-cash payment transactions：
The number of non-cash payment transactions was 2.213 billion, and the total non-cash payment transaction amount was NT$ 2.34 trillion in the first quarter of 2026.
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of March 2026.
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Update：
2026-05-07