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Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of April 2024

1.    Credit Card:
As of April 2024, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 58.97 million (58.91 million at the end of March 2024) among which the total active cards numbered in 38.12 million (37.96 million at the end of March 2024). The balance of revolving credit was NT$109.5 billion (NT$107.3 billion at the end of March 2024). The amount of undue balance of installment was approximately NT$163.2 billion (NT$171.2 billion at the end of March 2024). The amount of monthly retail sales was approximately NT$359.7 billion (NT$340.5 billion for March 2024). The amount of monthly write-off was approximately NT$ 0.58 billion (NT$ 0.61 billion for March 2024). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.28% (0.27% at the end of March 2024 ) (Please see Attachment 1).
2.    Cash Card:
As of April 2024, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.3 million (equivalent to the number of March 2024). Total balance of cash card loans (including non-accrual amounts) was NT$10.6 billion (NT$10.7 billion at the end of March 2024). The amount of monthly write-off was approximately NT$31 million (NT$30 million for March 2024). The overall delinquency ratio was 1.269% (1.267% at the end of March 2024 ) (Please see Attachment 2).
3.    Electronic Payment Institutions Business:
As of April 2024, there were ten specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers).
(1)    Stored Value Card:
The number of effective cards totaled 180.94 million (180.33 million at the end of March 2024). The number of cards in using was 13.56 million (13.8 million for March 2024). The amount of monthly retail sales was approximately NT$6.34 billion (NT$6.48 billion for March 2024). The balance of stored value was NT$ 14.21 billion (equivalent to the amount of March 2024) (Please see Attachment 3).
(2)    Electronic Payment Account:
The number of users totaled 28.36 million (28.08 million at the end of March 2024). The monthly amount of funds collected or paid as an agent for actual transactions was NT$16.32 billion (NT$15.43 billion for March 2024). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$14.62 billion (NT$15.07 billion for March 2024). The monthly amount of stored value funds was NT$28.23 billion (NT$29.29 billion for March 2024). The balance of the e-payment accounts in the e-payment institutions totaled NT$15.12 billion (NT$15.27 billion at the end of March 2024) (Please see Attachment 4).
4.    Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of April 2024.

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Visitor: 704   Update: 2024-06-13
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