The total outstanding loans extended by the current 38 domestic banks increased by NT$33billion (US$1.01billion) as compared to the figure of previous month and amounted to NT$43.27trillion (US$1,351billion) at the end of April 2025. Meanwhile, the NPLs of these banks totaled at NT$68.59billion (US$2.14billion) which stayed the same as of the end of the previous month. The average NPL ratio of the 38 banks was 0.16%, the same as the previous month, and as down by 0.01 percentage points compared to the same month last year.
　　The coverage ratios of allowances for NPLs increased by 0.59 percentage points and therefore rose to a figure of 846.54% from 845.95% of the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of April 2025. The FSC will require banks to undertake measures to improve asset quality and financial structure on an ongoing basis.
　　Note: US$≒NT$32.017
　　Related files:「NPL ratio-2025.04」、「Coverage ratio-2025.04」、「Assets quality analysis-2025.04」、「Assets Quality of Domestic Banks(by business unit)-2025.04」and「Financial Statistics of Domestic Banks(Including Foreign-Owned Subsidiary Banks)-2025.04」
Contact: Banking Bureau, Domestic Banks Division
Tel: +886 (2) 8968-9681
If you have any questions, please send an email to FSCmail
https://fscmail.fsc.gov.tw