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NPL Ratio for Domestic Banks as of the End of July 2023

   The total outstanding loans extended by the current 38 domestic banks increased by NT$425.3billion (US$13.53billion) as compared to the figure of previous month and amounted to NT$37.58trillion (US$1,196billion) at the end of July 2023. Meanwhile, the NPLs of these banks totaled at NT$58.22billion (US$1.85billion) which decreased by NT$508million (US$16.16million) from NT$58.73billion (US$1.87billion) as of the end of the previous month. The average NPL ratio of the 38 banks fell to 0.15% down from 0.16% at the end of previous month, and was down by 0.01 percentage points compared to the same month last year.
   The coverage ratios of allowances for NPLs increased by 17 percentage points and therefore rose to a figure of 877.27% from 860.27% of the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of July 2023. The FSC will request banks to undertake measures to improve asset quality and financial structure on an ongoing basis.
   Note: US$≒NT$ 31.43
  Related files:「NPL ratio-2023.07」、「Coverage ratio-2023.07」、「Assets quality analysis-2023.07」、「Assets Quality of Domestic Banks(by business unit)-2023.07」and「Financial Statistics of Foreign-Owned Subsidiary Banks-2023.07」
Contact: Banking Bureau, Domestic Banks Division
Tel: +886 (2) 8968-9675
If you have any questions, please send an email to FSCmail


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Visitor: 970   Update: 2023-09-07