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Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of July 2021

1. Credit Card:
As of July 2021, thirty-three credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 51.34 million (51.20 million at the end of June 2021) among which the total active cards numbered in 33.10 million (33.18 million at the end of June 2021). The balance of revolving credit was NT$98.8 billion (NT$102.2 billion at the end of June 2021). The amount of undue balance of installment was approximately NT$171.9 billion (NT$132.8 billion at the end of June 2021). The amount of monthly retail sales was approximately NT$335.4 billion (NT$215.3 billion for June 2021). The amount of monthly write-off was approximately NT$0.30 billion (NT$0.33 billion for June 2021). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.19% (0.23% at the end of June 2021) (Please see Attachment 1).
2. Cash Card:
As of July 2021, thirteen financial institutions were engaging in cash cards business in Taiwan. Total number of effective cash cards was 0.34 million (equivalent to the number of June 2021).  Total balance of cash card loans (including non-accrual amounts) was NT$13.1 billion (NT$13.3 billion at the end of June 2021). The amount of monthly write-off was approximately NT$0.02 billion (equivalent to the number of June 2021). The overall delinquency ratio was 0.959% (0.940% at the end of June 2021) (Please see Attachment 2).
3. Electronic Payment Institutions Business:
As of July 2021, there were nine specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers).
(1)    Stored Value Card:
The number of effective cards totaled 141.78 million (140.79 million at the end of June 2021). The number of cards in using was 7.58 million (6.02 million for June 2021). The amount of monthly retail sales was approximately NT$4.62 billion (NT$3.98 billion for June 2021). The balance of stored value was NT$11.56 billion (NT$11.62 billion at the end of June 2021) (Please see Attachment 3).
(2)    Electronic Payment Account:
The number of users totaled 14.21 million (13.89 million at the end of June 2021). The monthly amount of funds collected & paid as an agent for real transactions was NT$7.53 billion (NT$7.08 billion for June 2021). The monthly amount of funds for engaging in domestic & foreign small-amount remittances business was NT$5.52 billion (NT$5.19 billion for June 2021). The monthly amount of stored value funds was NT$13.76 billion (NT$12.89 billion for June 2021). The balance of the e-payment accounts in the e-payment institutions totaled NT$5.52 billion (NT$5.67 billion at the end of June 2021)(Please see Attachment 4)
4. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of July 2021.

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Visitor: 370   Update: 2021-09-09
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