Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of August 2022
1. Credit Card：
As of August 2022, thirty-three credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 54.41 million (54.17million at the end of July 2022) among which the total active cards numbered in 34.66 million (34.37 million at the end of July 2022). The balance of revolving credit was NT$101 billion (NT$100.4 billion at the end of July 2022). The amount of undue balance of installment was approximately NT$193 billion (NT$192.4 billion at the end of July 2022). The amount of monthly retail sales was approximately NT$303.8 billion (NT$407.9 billion for July 2022). The amount of monthly write-off was approximately NT$0.31 billion (NT$0.36 billion for July 2022). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.15% (0.14% at the end of July 2022) (Please see Attachment 1).
2. Cash Card：
As of August 2022, thirteen financial institutions were engaging in cash cards business in Taiwan. Total number of effective cash cards was 0.33 million (equivalent to the number of July 2022).  Total balance of cash card loans (including non-accrual amounts) was NT$12 billion (NT$12.1 billion at the end of July 2022). The amount of monthly write-off was approximately NT$0.02 billion (equivalent to the number of July 2022). The overall delinquency ratio was 0.971% (0.951% at the end of July 2022 ) (Please see Attachment 2).

3. Electronic Payment Institutions Business：
As of August 2022, there were eleven specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers).
(1)    Stored Value Card：
The number of effective cards totaled 155.82 million (154.45 million at the end of July 2022). The number of cards in using was 12.03 million (11.60 million for July 2022). The amount of monthly retail sales was approximately NT$6.08 billion (NT$ 5.96 billion for July 2022). The balance of stored value was NT$12.39 billion (NT$12.31 billion at the end of July 2022) (Please see Attachment 3).
(2)    Electronic Payment Account：
The number of users totaled 18.57 million (17.79 million at the end of July 2022). The monthly amount of funds collected & paid as an agent for real transactions was NT$ 8.70 billion (NT$9.19 billion for July 2022). The monthly amount of funds for engaging in domestic & foreign small-amount remittances business was NT$11.48 billion (NT$10.71 billion for July 2022). The monthly amount of stored value funds was NT$23.25 billion (NT$22.26 billion for July 2022). The balance of the e-payment accounts in the e-payment institutions totaled NT$8.31 billion (NT$8.5 billion at the end of July 2022) (Please see Attachment 4).
4. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of August 2022.