Asset Quality of Domestic Banks
Total outstanding loans extended by the current 39 domestic banks increased by NT$ 192.9 billion (US$6.08 billion) as compared to the number of previous month and amounted to NT$25,636.8 billion (US$808.07 billion) at the end of Aug. 2016. Meanwhile, the NPLs of these banks totaled at NT$73.3 billion (US$2.31 billion) which increased by NT$0.7 billion (US$0.02 billion) from NT$72.6 billion (US$2.29 billion) as of the end of the previous month.
The average NPL ratio of the 39 banks stood at 0.29%, the same with that at the end of previous month. All the 39 domestic banks in Taiwan operated with NPL ratios below 2%. The coverage ratios of allowances for NPLs decrease by 1.60 percentage points and therefore fell to a figure of 466.52% from 468.12% of the previous month.
The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of Aug. 2016. The Financial Supervisory Commission will request those banks with higher NPL ratios to undertake measures to improve asset quality and financial structure on an ongoing basis.
Note: US$≒NT$31.726
Related files:「NPL ratio-105.08」、「Coverage ratio-105.08」、「Assets quality analysis-105.08」、「Assets Quality of Domestic Banks(by business unit)-105.08」and「Financial Statistics of Subsidiary Banks-105.08」
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