Total outstanding loans extended by the current 39 domestic banks decreased by NT$51.8 billion (US$1.55 billion) as compared to the number of previous month and amounted to NT$25,428.0 billion (US$759.23 billion) at the end of Feb. 2016. Meanwhile, the NPLs of these banks totaled at NT$65.3 billion (US$1.95 billion) which increased by NT$2.9 billion (US$0.09 billion) from NT$62.4 billion (US$1.86billion) as of the end of the previous month.
With an increase of 0.01 percentage point, the average NPL ratio of the 39 banks rose to 0.26% up from 0.25% at the end of previous month. All the 39 domestic banks in Taiwan operated with NPL ratios under 2%. The coverage ratios of allowances for NPLs decreased by 25.10 percentage points and therefore fell to a figure of 510.79% from 535.89% of the previous month.
The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of Feb. 2016. The Financial Supervisory Commission will request those banks with higher NPL ratios to undertake measures to improve asset quality and financial structure on an ongoing basis.
Note: US$≒NT$33.492
Related files:「NPL ratio-105.02」、「Coverage ratio-105.02」、「Assets quality analysis-105.02」、「Assets Quality of Domestic Banks(by business unit)-105.02」and「Financial Statistics of Subsidiary Banks-105.02」

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